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Do you need a solicitor to sell your house? Fees and process explained

The legal position, what sale-only conveyancing costs in 2026, and the narrow cases where selling without a solicitor genuinely works.

4 mins read

06-08-2026

Strictly speaking, there is no law in England and Wales that forces you to use a solicitor to sell your home. In practice, almost every seller does, and for most people the choice is made for them. If you have an outstanding mortgage, your lender will almost certainly require you to use a solicitor or licensed conveyancer to deal with the mortgage and its repayment. The buyer's solicitor may also be reluctant to proceed with an unrepresented seller because it can make the transaction slower and more complicated.

This guide covers what the legal position actually is, what a sale-only solicitor or licensed conveyancer does for the money, what fees look like in 2026, and the narrow situations where selling without one can genuinely work. In this guide "conveyancer" means either a conveyancing solicitor or a licensed conveyancer.


The legal position

Selling a home involves transferring legal title, and nothing in law requires a solicitor to do it. In a typical mortgaged sale, the buyer’s conveyancer relies on a professional undertaking from the seller’s solicitor or licensed conveyancer that the mortgage will be redeemed and the charge discharged. Buyers' conveyancers may regard an unrepresented seller as an additional risk because it can make the transaction slower and more complicated. Some buyers will simply walk away rather than proceed.

DIY conveyancing is most realistic where the property is mortgage-free, the title is straightforward and the buyer and their conveyancer are willing to proceed. In most other cases, professional representation is strongly advisable and may be required by a lender.


What a sale-only conveyancer actually does

Selling generally involves fewer conveyancing checks than buying, but the legal work is still substantial. Your conveyancer will obtain the title documents from the Land Registry, prepare the contract pack, answer the buyer's solicitor's enquiries, handle exchange, redeem your mortgage on completion and transfer the balance to you. On a leasehold sale they will usually obtain a management or sales pack from the freeholder or managing agent. Waiting for this information can be a significant source of delay. If you are choosing between a solicitor and a licensed conveyancer, our guide to the difference between property solicitors and conveyancers explains why for most sales either is fine.


What it costs in 2026

For a straightforward sale in 2026, quotes commonly fall somewhere between £700 and £1,500 plus VAT, depending on the property value, location and firm. Leasehold, mortgaged, unregistered or otherwise complex sales may cost more. Always check whether the quote includes VAT, bank-transfer charges, identity checks, mortgage-redemption work and other supplements.

As a worked example, take a £300,000 freehold house with a legal fee of £1,050 plus £210 VAT, a small charge for obtaining the title documents and a bank transfer fee of about £40. The total cost would be roughly £1,314. On a leasehold flat, add a management pack, typically £200 to £800, although charges vary widely and are normally set by the freeholder, managing agent or management company rather than your conveyancer, and the total can approach £2,000. Fee structures worth understanding before you instruct:

  • Fixed-fee quotes are standard for sales, but check what is excluded: management packs, expedited completions and unregistered titles commonly cost extra.
  • No sale, no fee arrangements usually waive the firm's basic legal charge if the sale falls through, although you may still have to pay for work or third-party costs already incurred. We weigh the trade-off in our separate article on no sale, no fee conveyancing.

What completion day looks like for a seller

The finish line is simpler for sellers than buyers, but it helps to know the sequence. On completion day, the buyer's conveyancer sends the purchase money to your conveyancer. Once it arrives, your conveyancer repays your outstanding mortgage directly to the lender, settles the estate agent's invoice if you have asked them to, deducts their own agreed fee, and transfers the balance to your bank account, usually the same day the money lands. You hand the keys to the agent, and ownership formally changes when the money moves, not when the paperwork was signed.

Before any of that, expect identity and anti-money-laundering checks at the start of the transaction. They feel bureaucratic, but a conveyancer who runs them briskly at the outset saves you the far more irritating version: a completion delayed because compliance paperwork was left to the end. It is a small but telling thing to ask about when comparing firms.


Where sellers lose money

The expensive mistakes in a sale are rarely the legal fee itself. Delays in responding to enquiries can prolong the transaction and increase the risk of the buyer withdrawing, and a collapsed sale costs far more than any solicitor. Answering the property information forms accurately matters too. Giving inaccurate or misleading answers about known problems, from boundary disputes to Japanese knotweed, can bring a claim long after completion.


The bottom line

You are not legally required to use a solicitor or licensed conveyancer to sell your home. However, completing without one can be extremely difficult if the property is mortgaged, and professional fees are relatively modest compared with the value and legal significance of the transaction. The lowest quote is not always the best value, so it pays to compare conveyancing quotes for your sale, and to ask any firm the right questions before instructing; our 10 questions to ask your conveyancing solicitor is a good place to start.